Monday, August 13, 2018

Americas Cash Advance Alternative That’s Safe

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Cash loans in Escondido are usually sought after when someone is in need of quick cash to pay some bills. Often times payday advance shops have been a likely resource for these types of emergencies. The only problem is that the borrower can in most case find themselves in a game of catch up from pay check to pay check. They also run the risk of jeopardizing their credit.

This doesn’t mean there aren’t more suitable alternative available in these types of situations. Pawn shops for example, offer low interest collateral loans that can subsidize the occasion. The good news is that they don’t affect your credit and are easily obtained. The reality is that you have up to 60 days to reclaim your item of value unlike spending your next paycheck before it arrives.


Learn more here!

Wednesday, August 8, 2018

Why Collateral Cash Loans in Escondido Are Better Than a Payday Advance

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Why are collateral cash loans in Escondido better than a payday advances? This might have everything to do with the fact payday advances are crucial that you repay the loan as soon as possible. Many people get into trouble with these types of loans when they are unable to quickly repay the debt. If you can’t repay the loan at the end of the term, you’ll be charged expensive additional fees.

Pawnshops offer collateral-based loans that are secured by something of value. You take in something you own, and if the pawnbroker is interested, he will offer you a loan. The pawnbroker then keeps your item until you repay the loan. The loan amount will likely be a small fraction of the item’s actual value.

At Gems N’ Loans in Escondido we have been providing fair low interest loans for over 25 years. 

Monday, August 6, 2018

Why Pawning is Better Than a Paycheck Advance

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The average debt for households that carry debts is around $16,000. Being in debt is a situation most people avoid because of its consequences, and some opt for a paycheck advance. Which can often increase debt in a game of catch up.

Pawn shops in Escondido get a bad reputation and often get lumped into the same category as auto title loan lenders. However, the truth is that pawn brokers serve as a cheaper alternative than paycheck advance places. Pawning your items don’t require you to have a good credit score. Most pawnshops only care about the value of the item to secure the loan.

Collateral lending is less risky than having pay waste your money playing catch up. The difference between a pay advance and pawning is that the former will destroy your credit if you can’t pay the money as agreed. At its worse, pawnshops will resell your item to regain their losses. Other than that, there are no other repercussions for not paying.

Friday, August 3, 2018

Get Out of The House and Pawn Escondido

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During these hot summer days you can step into an air conditioned environment to call off, buy or sell. You might not of known that the most frequently pawned item is jewelry. The return you get on for your precious metals is based on weight and the  pawn shops latest values that will ensure they are offering the right price for both parties.

Jewelry might be the most popular, but most pawn brokers in Escondido will take many other items of  value, like sports memorabilia, electronics, musical instruments and much more.

Recently Gems N’ Loans has been collecting a wide range of power tools that work great for any size job at 60% less than retail.