Tuesday, May 22, 2018

Escondido Family Owned Gold Coins and Loan

How to Get Loans on Gold Coins

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When the world economies become financial disrupted, gold prospers.Gold bullion coins, which sell in the millions weekly, also delve into the allure of investing in gold. American Eagle and Canadian Maple Leaf gold coins have high gold purity and are easily bought and sold through precious metals dealers, or pawn shops like Gems N’ Loans.

Following the financial crisis of 2009, some investors turned to gold exchange-traded funds, or ETFs, to cash in on gold’s rise. Unlock the liquidity in your long-term investment through a short-term asset based loans. Since their current value is easily determined on the market, gold coins in Escondido are an excellent candidate for use as collateral on an asset-based loan.


Contact our expert jewelers to learn more!

Thursday, May 17, 2018

Escondido Coin Dealers That Buy and Sell

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Gold is in! The gold buying business is a highly competitive market with lots of buyers looking to earn your business. It makes sense that the price of gold has been wildly volatile. In fact, it’s even approached some long-term highs recently. Some Americans go to gold parties. This when you and your friends get together and have your jewelry appraised. You can earn cash on the spot at place like Gems N’ Loans Escondido. Remember that it is important to do your homework before selling your gold, silver, platinum and palladium jewelry.

Knowing the weight of your gold is of major importance. Jewelers use troy ounces instead of ounces when weighing your precious metals. USA scales measure 28 grams per ounce, but precious metals like gold and silver are weighed at 31.1 grams per Troy ounce. Pure gold doesn’t work in jewelry because it is too soft. Some gold items may be worth more when sold as they are, rather than if they are melted down. If your gold necklace or bracelet comes from a well-known designer or maker, it may have a value to some buyers beyond the gold it’s made of.


Coin collectors share special insights into the glorious history not only of the metal itself but also of the period when the coins were produced. Gold coins, like all coins, are hand-held pieces of history. They outshine virtually all other coins, however, because their main attribute is so desired, admired and prized. Many U.S. gold coins rank high on collectors want lists, making it difficult to single out the most significant.

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Wednesday, May 16, 2018

Finding The Best Gold Buyers in Escondido

Are You For Fast CASH or Scuba?

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No need to feel like you are drowning in debt nor diving deep into it. Why not sell your gold for that amazing vacation scum trip. Or if you around the Escondido you might want invest in Gold to secure your future.

Gold can be an important part of a investment portfolio. This is because the price increases in response to events that cause the value of paper investments, such as stocks and bonds, to decline. While the price of gold can be volatile in the short term, it has always maintained its value over the long term.

According to Investopedia, deflation is a period in which prices decrease, business activity slows and the economy is burdened by excessive debt. During those kind of times, the relative purchasing power of gold will soar while other prices can drop abruptly.


When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. Visit Gems N’ Loans Escondido to find out more.

Wednesday, May 9, 2018

5 Tools Everyone in the Collateral loans Industry Should Be Using


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Essentially, there are two different types of collateral assets that someone can own to loan against.Taking a loan using personal assets as collateral presents the risks of losing the assets in the event that you default on the loan. Therefore, it's important to discuss the risks of using certain assets as collateral with a financial advisor, as well as people that could be affected by the loss of that asset. At Gems N’ Loans Escondido, pawn shopping and borrowing can be easily explained also at interest rates as low as 2%.


1. Keep Detailed Records of your Asset's Worth

2. Know What You Can Use as Collateral

3. Understanding the Risks

4. Negotiate When-;And If-;You Can

5. Consider Peer-to-Peer Lending

Wednesday, January 31, 2018

The Best Pawn Shop in Escondido

The Benefits of a Pawn Shop

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There are a lot of people in lower income neighborhoods that don’t have checking accounts, and without a checking account, it is difficult to get a cash advance or payday loan. Therefore, people without access to a checking account need might need some quick cash to get through a tough month, and can visit a pawn shop to supplement in times of need. Pawn shops can offer loans to someone without any kind of bank account required. The only thing needed is an item of value that the pawn shop accepts.

Often times pawn shops in Escondido will let you make the minimum monthly interest and storage payments giving you as long as you need to pay back your loan in full. In most state’s there is a ‘grace period’ before a pawn shop will forfeit your item. Meaning you can not pay a single dime towards your loan for 89 days and if you come in at the last moment and pay up your interest it’s just like you had been paying all along.

Most credit card companies won’t go for 90 days with out making a payment, where as Gems N’ Loans is far more forgiving and offers friendly business loans where credit card companies do not.

Learn more about getting fast cash!

Monday, January 22, 2018

Collateral Loans In Escondido

Why Collateral Loans At Pawn Shops Are Easier

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At Gems N’ Loans in Escondido, we offer some the lowest collateral loan rates in town and are here to explain why they are easier than conventional loans. We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamonds.

One of the biggest advantages of this type of loan is that it is easy. You are simply going to have to take something in that you can use for collateral and fill out some paperwork. The pawn shop is then going to give you a receipt that has the terms of the loan on it.

Another big advantage of this type of loan is that they are not going to check your credit. This is a type of in-house loan that does not depend on your credit history. The loan is secured completely by the collateral that you provide to the pawn shop. Therefore, the lender is not really concerned with whether you default on the loan or not. If you do, they can simply keep your collateral and sell it.

One of the greatest focal points of this sort of advance is that it is simple. You are just must take something in that you can use for insurance and round out some printed material. The pawn shop is then going to give you a receipt that has the terms of the credit on it.

Another huge favorable position of this kind of advance is that they are not going to check your credit. This is a sort of in-house advance that does not rely upon your financial record. The advance is secured totally by the insurance that you give to the pawn shop. In this manner, the moneylender isn't generally worried about whether you default on the credit or not. In the event that you do, they can essentially keep your guarantee and offer it.



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Tuesday, December 19, 2017

A Kings Crown and House of Gold

Pawnshop Tips From Gems N' Loans Escondido

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The most as often as possible pawned thing is adornments. The value that you get for your valuable metals depend on weight and pawnbrokers are up on the most recent esteems to guarantee they are putting forth the correct cost for the two gatherings.

Adornments may be the most well known, yet most second hand stores will take numerous different things of significant worth, similar to sports memorabilia, gadgets, melodic instruments and substantially more. You will go over certain pawn shops that have some expertise in specific things, however. So ensure you don't go to a melodic instrument pawn shop with your device set.


Pawn shops in Escondido go to great lengths to avoid buying stolen goods, this is done by creating a paper trail and working closely with the police to avoid selling questionable goods. It’s difficult to determine whether a watch, or tool set, has been stolen so to defend against this, pawn brokers keeps records of every purchase. Additionally, the customer is required to present photo identification and, in a lot of cases, fingerprints.