Wednesday, January 31, 2018

The Best Pawn Shop in Escondido

The Benefits of a Pawn Shop
There are a lot of people in lower income neighborhoods that don’t have checking accounts, and without a checking account, it is difficult to get a cash advance or payday loan. Therefore, people without access to a checking account need might need some quick cash to get through a tough month, and can visit a pawn shop to supplement in times of need. Pawn shops can offer loans to someone without any kind of bank account required. The only thing needed is an item of value that the pawn shop accepts.

Often times pawn shops in Escondido will let you make the minimum monthly interest and storage payments giving you as long as you need to pay back your loan in full. In most state’s there is a ‘grace period’ before a pawn shop will forfeit your item. Meaning you can not pay a single dime towards your loan for 89 days and if you come in at the last moment and pay up your interest it’s just like you had been paying all along.

Most credit card companies won’t go for 90 days with out making a payment, where as Gems N’ Loans is far more forgiving and offers friendly business loans where credit card companies do not.

Learn more about getting fast cash!

Monday, January 22, 2018

Collateral Loans In Escondido

Why Collateral Loans At Pawn Shops Are Easier
At Gems N’ Loans in Escondido, we offer some the lowest collateral loan rates in town and are here to explain why they are easier than conventional loans. We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamonds.

One of the biggest advantages of this type of loan is that it is easy. You are simply going to have to take something in that you can use for collateral and fill out some paperwork. The pawn shop is then going to give you a receipt that has the terms of the loan on it.

Another big advantage of this type of loan is that they are not going to check your credit. This is a type of in-house loan that does not depend on your credit history. The loan is secured completely by the collateral that you provide to the pawn shop. Therefore, the lender is not really concerned with whether you default on the loan or not. If you do, they can simply keep your collateral and sell it.

One of the greatest focal points of this sort of advance is that it is simple. You are just must take something in that you can use for insurance and round out some printed material. The pawn shop is then going to give you a receipt that has the terms of the credit on it.

Another huge favorable position of this kind of advance is that they are not going to check your credit. This is a sort of in-house advance that does not rely upon your financial record. The advance is secured totally by the insurance that you give to the pawn shop. In this manner, the moneylender isn't generally worried about whether you default on the credit or not. In the event that you do, they can essentially keep your guarantee and offer it.

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Tuesday, December 19, 2017

A Kings Crown and House of Gold

Pawnshop Tips From Gems N' Loans Escondido
The most as often as possible pawned thing is adornments. The value that you get for your valuable metals depend on weight and pawnbrokers are up on the most recent esteems to guarantee they are putting forth the correct cost for the two gatherings.

Adornments may be the most well known, yet most second hand stores will take numerous different things of significant worth, similar to sports memorabilia, gadgets, melodic instruments and substantially more. You will go over certain pawn shops that have some expertise in specific things, however. So ensure you don't go to a melodic instrument pawn shop with your device set.

Pawn shops in Escondido go to great lengths to avoid buying stolen goods, this is done by creating a paper trail and working closely with the police to avoid selling questionable goods. It’s difficult to determine whether a watch, or tool set, has been stolen so to defend against this, pawn brokers keeps records of every purchase. Additionally, the customer is required to present photo identification and, in a lot of cases, fingerprints.

Thursday, October 19, 2017

Pawn Shops in Escondido Offering Friendly Service

Gems N' Loans Pawnshops and Jewelry Service
Our pawn shop is owned and operated by our employees. Therefore, your experience in our store is more like a family experience, where you will be greeted and looked after, unlike other stores.

According to the History Channel, the pawn shops of today operate as mini-banks for millions of unbanked Americans and they also serve places for people of all backgrounds to buy and sell items. America’s 12,000 or so pawn shops deal with a huge variety of items including musical instruments, jewelry, and electronics.  

Even if you are looking for something to do on your time off, you might fiend a hidden treasure or item you have been longing for.

Learn more here!

Friday, September 29, 2017

Payday Loans Escondido that Don't Tax Your Next

The Traps Related to Payday Loans and Title Loans
While payday loans are advertised as a quick fix for a financial emergency, the reality is that most people who take out a payday loans will have a very difficult time paying that first loan back when it comes due two weeks later. Most borrowers end up renewing that first loan multiple times, and incurring costly fees to do so. Vehicle title loans also risk the borrower losing their only means of transportation.

Don't let an inconvenience turn into a horror story. At Gems N' Loans in Escondido, we offer low interest collateral loans. This type of loan can easily be paid off in time and the collateral retrieved easily. Pawn shops are famous for accepting heirloom and unwanted jewelry as a sale or to be loaned for fast cash. 


Monday, September 25, 2017

Are Cash Payday Loans in Escondido a Good Thing?

The Best Reasons to Get Payday Loans at Gems N’ Loans
Payday loan companies use very aggressive collection methods for customers who default on loan payments. These companies begin making incessant calls to you at home, at work or on your cell phone.

Payday loans are intended for people with a regular income who just need a bit of cash to tide them over for a few days. However, the ease of obtaining payday loans tempts those who already have very little money to take on an even greater burden to answer their short term needs.

Gems N’ Loans in Escondido offers low interest loans on collateral for fast cash. This means that regardless of your ability to pay it back right away, the worst thing that can happen is to lose your collateral, where a payday loan is due in full on the date the borrower receives his or her next paycheck, leaving them with nothing all over again.

Thursday, September 14, 2017

Payday Loans Escondido Made Easy

Get Credit Fast on a Collateral Loan
According to a new study on millennials and financial literacy by the Global Financial Literacy Excellence Center at George Washington University. The study highlights just how much millennials struggle with personal finance: of those surveyed, 42 percent had used an alternative financial service, a broad term that includes auto title loans, tax refund advances and rent-to-own products, in the five years prior to the study. Payday loans and pawnshops led the list with 34 percent of respondents reporting having used them. 

Gems N' Loans Escondido offers quick and easy loans that are easy to forgive than your average payday loan institution. Often people have valuable that they can trade in for a loan, or just sell out right. Either way, these things can always be replaced when finances improve for and individual. Don't get caught behind the eight ball in a paycheck advance loan.

Learn how to get a loan for as low as 2%